Hey there! If you’re like me, navigating Target healthcare benefits can feel overwhelming—so many options, so much fine print. But here’s the good news: Target’s benefits are designed to actually work for you, not just exist on paper. I’ve dug into the details (so you don’t have to), and I’m excited to walk you through everything that’s available.
From 24/7 virtual doctors to fertility support, prescription savings, and even surgery cost coverage, TargetPayandBenefits is here to make your life easier. Think of this as your cheat sheet—no jargon, just clear explanations of how these programs can help you and your family stay healthy without breaking the bank.
Ready? Let’s dive in.
Virtual Care Platform
Target provides eligible team members and their families with convenient, low-cost access to healthcare through Telehealth Services, ensuring Preventative Care Benefits are just a tap away. The Virtual Care Platform powered by CirrusMD offers 24/7 medical support, making healthcare more accessible and efficient.
How It Works
- 24/7 Access: Connect with a doctor anytime via text, images, or video.
- No Appointments Needed: Skip the waiting room and get care on demand.
- Low/No Cost: Affordable healthcare without hidden fees.
- Coverage for Dependents: Medically enrolled family members can also use the service.
Key Benefits
| Feature | Description |
|---|---|
| General Medical Support | Get help for non-emergency conditions like colds, rashes, or infections. |
| Chronic Disease Management | Ongoing support for conditions like diabetes or hypertension. |
| Mental Health Integration | Discuss stress, anxiety, or emotional well-being with a doctor. |
| Digital Wellness Tools | Secure messaging for follow-ups and medical advice. |
With Target’s Virtual Care Platform, staying healthy is easier than ever. Whether for minor illnesses or Chronic Disease Management, this service ensures quick, affordable, and high-quality care—helping you and your family thrive.
Prescription Drug Discount Card
Target is committed to making healthcare affordable for its team members. Through the Prescription Drug Discount Card program, eligible employees and their families can access significant savings on medications at over 60,000 pharmacies nationwide.
How the Inside Rx Program Works
- Available to all U.S. team members, regardless of medical plan enrollment.
- Provides discounts on both generic and brand-name medications.
- Accepted at major pharmacies, including CVS, Walgreens, and Walmart.
- No enrollment forms—simply present the card at checkout.
Key Benefits:
✅ Low/No-Cost Medications – Save up to 80% on prescriptions.
✅ Wide Pharmacy Network – Over 60,000 participating locations.
✅ No Eligibility Restrictions – Available to all team members.
How to Access the Discount Card
- Visit the Inside Rx portal through Target’s benefits hub.
- Download or print the digital discount card.
- Present it at any participating pharmacy.
With the Prescription Drug Discount Card, Target empowers its team members to manage healthcare costs effectively. Whether for routine medications or chronic conditions, this benefit ensures affordability and convenience. Check Workday today to activate your savings!
Bullseye Health Spot Care Coordinators
Target’s Bullseye Health Spot Care Coordinators provide personalized support to team members enrolled in a qualifying Blue Cross Blue Shield medical plan. These experts help navigate healthcare benefits, resolve issues, and connect you with the right resources.
Key Benefits of Bullseye Health Spot Care Coordinators
- Dedicated Healthcare Experts: Highly skilled professionals assist with medical and pharmacy benefits.
- Personalized Guidance: Get help with claims, coverage questions, and finding in-network providers.
- 24/7 Support: Accessible assistance for urgent healthcare needs.
- Resource Connection: Direct links to Employee Assistance Programs (EAPs), Chronic Disease Management, and Mental Health Integration.
How Care Coordinators Help
| Service | Description | Related Keywords |
|---|---|---|
| Benefits Navigation | Clarify coverage, claims, and eligibility. | Health Insurance Coverage, Health Plan Design |
| Pharmacy Support | Resolve prescription billing and prior authorization issues. | Prescription Drug Coverage, Health Advocacy Services |
| Specialist Referrals | Connect with in-network doctors and specialists. | Preventative Care Benefits, Health Equity Initiatives |
| Chronic Condition Help | Assistance managing long-term health needs. | Chronic Disease Management, Health Risk Reduction |
Why Use This Service?
- Saves time by handling complex Health Benefit Administration.
- Reduce stress with expert Health Advocacy Services.
- Improves Health and Productivity Management by streamlining care.
With Bullseye Health Spot Care Coordinators, Target ensures you have a trusted partner to simplify healthcare. Whether it’s resolving billing errors or finding specialists, their support keeps you focused on wellness.
Expert Medical Advice & Second Opinions
Target provides enrolled team members and their families with Included Health, a premium service offering expert medical advice and second opinions from top healthcare specialists. Whether you need confirmation on a diagnosis or guidance on treatment options, this benefit ensures you make informed decisions about your health.
Key Features of Included Health
- Free Second Opinions
- Get a detailed review of your diagnosis or treatment plan from leading specialists.
- Reduces uncertainty and helps you choose the best care path.
- Live Doctor Consultations
- Connect virtually with physicians for real-time discussions on health concerns.
- No appointment needed—available when you need it.
- Coverage for Enrolled Dependents
- Spouses and children on your plan can also use this service.
- No Hidden Costs
- Fully covered under Target’s qualifying medical plans.
How It Works
| Step | Action | Benefit |
|---|---|---|
| 1 | Submit your medical records via the included Health portal. | Ensures specialists have full context. |
| 2 | Receive a detailed second opinion report. | Chronic Disease Management support with expert insights. |
| 3 | Schedule a live consultation if needed. | Mental Health Integration and personalized guidance. |
| 4 | Proceed with confidence in your treatment plan. | Health Risk Reduction through informed decisions. |
With Included Health, Target empowers you to take control of your medical decisions confidently. Whether you’re managing a Chronic Disease or seeking Health Optimization, this resource ensures you receive top-tier expertise—conveniently, affordably, and free of charge.
Comprehensive Surgery Program
Target offers a Comprehensive Surgery Program through Lantern, ensuring high-quality, cost-effective surgical care for team members enrolled in a qualifying Target-sponsored medical plan. This program provides personalized support, financial benefits, and expert guidance throughout the surgical journey.
Key Features of Lantern’s Surgery Program
- Personalized Care Coordination – Dedicated experts help navigate surgery options, providers, and recovery.
- Cost Savings – Waived out-of-pocket surgical costs in HRA and Surest plans; deductible applies in HSA plans, followed by waived costs.
- Quality Assurance – Access to top-rated surgeons and facilities for better outcomes.
- Holistic Support – Pre- and post-surgery resources for smoother recovery.
How the Program Works
| Step | Description | Benefit |
|---|---|---|
| 1. Consultation | Discuss surgery options with Lantern’s care team. | Personalized guidance |
| 2. Provider Selection | Choose from vetted, high-quality surgeons. | Better outcomes |
| 3. Financial Planning | Understand cost coverage based on your plan. | Reduced expenses |
| 4. Surgery & Recovery | Receive support throughout the process. | Seamless experience |
Eligibility & Plan Coverage
- Available for U.S. team members enrolled in Target’s medical plans:
- HRA Plan – $0 out-of-pocket for surgery.
- Surest Plan – $0 out-of-pocket for surgery.
- HSA Plan – Deductible applies, then remaining costs waived.
Target’s Comprehensive Surgery Program ensures team members receive high-quality, affordable surgical care with minimal stress. Whether preparing for a procedure or recovering afterward, Lantern’s support helps optimize health outcomes and workplace productivity.
Virtual Physical Therapy
Target is committed to supporting the musculoskeletal health of its team members by offering free access to virtual physical therapy through Hinge Health. This innovative program ensures convenient, high-quality care for back, joint, and muscle issues—anytime, anywhere.
Key Features of Hinge Health
- 24/7 Remote Care
- No appointments needed—get physical therapy benefits on your schedule.
- Video consultations and AI-powered exercise guidance.
- Personalized Treatment Plans
- Tailored programs for back pain management, joint health programs, and mobility training.
- Digital tracking for progress monitoring.
- No Out-of-Pocket Costs
- Fully covered under Target’s qualifying medical plans.
Who Can Benefit?
| Condition | Hinge Health Support |
|---|---|
| Chronic back pain | Posture improvement exercises, recovery programs |
| Knee/shoulder injuries | Functional fitness routines, injury prevention programs |
| Arthritis & joint stiffness | Mobility training, strength training programs |
Why Choose Virtual PT?
- Convenience – Skip clinic visits; treat pain at home.
- Expert Guidance – Licensed therapists via video calls.
- Preventative Approach – Reduces need for surgery or long-term meds.
With Hinge Health, Target empowers you to take control of your musculoskeletal wellness—without cost or commute barriers. Start your virtual physical therapy journey today and move toward a pain-free life!
Fertility Solutions
Target understands that family planning is a deeply personal journey. That’s why we offer Progyny, a leading fertility benefits program, to support eligible team members and their dependents with comprehensive, barrier-free care.
Key Features of Progyny
✔ Customized Treatment Plans – Work with specialists to design a plan tailored to your needs.
✔ Bundled Services – Covers diagnostics, treatments (IUI, IVF), medications, and counseling.
✔ No Hidden Costs – Transparent coverage under Target-sponsored medical plans.
✔ 24/7 Support – Access to fertility experts via phone or app.
How Progyny Works
| Step | Description |
|---|---|
| 1. Enrollment | Automatically available if enrolled in a qualifying Target medical plan. |
| 2. Consultation | Connect with a Progyny Patient Care Advocate for guidance. |
| 3. Treatment | Progyny partners with top clinics for high-quality care. |
| 4. Ongoing Care | Continuous support throughout your fertility journey. |
Whether you’re just starting to explore options or need advanced fertility care, Progyny provides the resources, expertise, and financial clarity to help you navigate the journey with confidence. Check your eligibility in Workday or contact Target Benefits for details.
Prescription Savings Service
Managing prescription costs can be challenging, but Target’s Rx Savings Solutions program helps team members save money on medications through personalized recommendations. This service is available to those enrolled in a Target-sponsored medical plan, ensuring affordable access to necessary prescriptions.
How Rx Savings Solutions Works
- Personalized Cost-Saving Suggestions: The program analyzes your prescriptions and suggests alternatives like:
- Therapeutic alternatives (similar, lower-cost drugs)
- Dosage optimization (e.g., pill splitting for higher-dose prescriptions)
- Price comparisons across pharmacies
- No Extra Cost: Included as part of your health insurance coverage
- Easy Access: Available online or via mobile app
Why This Matters for Employee Wellness
- Supports chronic disease management by making medications more affordable
- Encourages preventative care benefits through better adherence to prescriptions
- Aligns with financial wellness integration, reducing healthcare expenses
- Enhances health literacy resources by educating on cost-effective options
By leveraging Rx Savings Solutions, Target team members can maximize their prescription benefits while minimizing costs. This program is just one of the many ways Target supports employee wellness programs and health optimization—ensuring you and your family stay healthy without financial stress.
Conclusion
Let’s be real healthcare shouldn’t be complicated. That’s why I’m so impressed with how Target has designed these health benefits to actually work for you in real life. Whether it’s getting a doctor’s opinion via text at midnight (been there with a sick toddler!), saving serious money on prescriptions, or having an expert guide you through surgery options – these aren’t just perks, they’re game changers.
Here’s the bottom line: You now have what most people wish for – quality care that fits your schedule, your budget, and your life. My suggestion? Start small. Maybe try that virtual physical therapy or check your prescription savings today. Little steps lead to big wins when it comes to your health.
